Chapter 6 - The Audit and the Audit of Souls

By eight o'clock the following morning, I was sitting in the executive boardroom of Whitlock Financial in downtown Raleigh.
The room was clad in dark mahogany and glass, overlooking the city skyline. I was no longer wearing the neon orange dress. Margaret had sent her personal shopper to my hotel room at six a.m. with a crisp, perfectly tailored charcoal suit, white silk blouse, and low black pumps.
Across the long marble table sat Mr. Richard Sterling—a terrifyingly precise forensic accountant with silver-rimmed spectacles and a stack of financial ledgers three feet high.
"Captain Clark," Mr. Sterling began, adjusting his glasses. "We have completed the preliminary forensic audit of the accounts linked to your Social Security number over the past six years."
Arthur Whitlock sat at the head of the table, sipping black coffee. Margaret sat beside me, her cane leaning against her chair like a weapon ready to be drawn.
"What did you find?" I asked, my voice steady.
"Between March 2018 and November 2022," Sterling read, flipping a page, "you transferred a total of $184,500 from your military deployment pay into a joint account with your mother, Diane Clark. That money was explicitly earmarked for mortgage payments on your parents' house."
"Correct," I said. "Mom told me they were facing foreclosure."
"They were not," Sterling stated flatly. "The mortgage was paid off in 2017 using your late grandmother's inheritance money—money that was supposed to be divided equally between you and Sloan, but which your mother diverted using an altered power of attorney."
My chest tightened. "Grandma left an inheritance?"
"She left $300,000," Sterling revealed. "Your mother took it all. And the $184,500 you sent home? It was moved within forty-eight hours of each transfer into a secondary brokerage account registered under Sloan Clark’s name."
Sterling pulled out a bank statement.
"Sloan used your deployment pay to fund a luxury apartment in downtown Charlotte, lease a late-model Mercedes-Benz, and pay for three trips to Cabo San Lucas."
I sat in silence. The room felt cold.
I remembered sitting in a dusty guard tower in Bagram, eating cold MREs, watching the horizon for rocket fire, worrying if my mother had enough money to keep the heat on during the winter. I remembered feeling guilty for buying a thirty-dollar pair of new combat boots because I thought every cent was needed at home.
And all the while, Sloan was sipping margaritas on a beach, bought with my blood money.
"There's more," Sterling continued. "In 2021, when your grandmother needed full-time nursing, your mother took out a $100,000 medical line of credit in your name, forging your signature while you were stationed at Fort Liberty."
"That is identity theft," I said softly.
"It is felony identity theft involving military pay," Arthur Whitlock interjected, setting his coffee cup down. "It carries a mandatory federal prison sentence."
Suddenly, the heavy double doors of the boardroom clicked open. Arthur’s assistant leaned in.
"Mr. Whitlock," the assistant whispered nervously. "Diane and Sloan Clark are in the lobby downstairs. They are causing a scene. They are demanding to see Captain Clark and Daniel."
Arthur looked at me. "Do you want security to clear them out, Emma?"
May you like
I stood up. I adjusted the cuffs of my charcoal suit jacket, feeling the sharp, clean lines of the tailored fabric.
"No," I said, a cold calm washing over me. "Send them up."